Finance

Sheppard Mullin's Commercial Lending and Financial Transactions Group is composed of attorneys who specialize in the documentation, negotiation and structuring of financial transactions. Attorneys in this group represent lenders, lessors, venture capital groups, investors and, at times, sellers, lessees and borrowers. In tandem with our insolvency and litigation attorneys, we often handle the transactional aspects of the restructuring and workout of troubled loans and the representation of creditors in bankruptcy proceedings. We also represent financial institutions in matters such as licensing, establishment of new branches, regulatory and form compliance procedures. We also provide opinions for California law issues such as usury, form compliance for federal and state consumer transactions, UCC and securitization issues.

In the past few years, our attorneys have seen a significant change in the financial and legal services marketplace, especially for attorneys structuring and documenting transactions for financial institutions. The transactions have become more complex and sophisticated. At the same time, technological innovations have substantially shortened the length of time in which transactions are expected to be documented and closed. The competitive marketplace for our clients has made legal fees and expenses a critical component in the success of our clients even getting the deal. In response to this environment, we have organized our Commercial Lending and Financial Transactions Group with a focus on experience, organization, technology and economy. We believe the combination of these four components provides superior legal services to our clients at a price and within the time limitations now expected and required in the marketplace.

Recognition

Press Releases

Articles

Is The Tide Turning Against Secured Creditors?
June 28, 2010, New York Law Journal
Detecting Signs and Taking Action When a Loan Default Is Imminent
August 13, 2009, New York Law Journal
Setting Precedent: Lessons from Chrysler
The sale of substantially all of Chrysler's assets closed, just 42 days after the automaker filed for bankruptcy protection.
July 29, 2009, Law360
Ride-through Revisited (Again) - The Strategic Use of the Ride-through Doctrine in the Post -Catapult Era
July 18, 2005
Intellectual Property As Collateral: What's Being Left On The Table
April 19, 2005
Yield Spread Premium Still Irrelevant For Purposes of Predatory Lending Law
March 9, 2005
Rate "Lock In" Agreement Subject To Three-Day TILA Notice
February 15, 2005
California Supreme Court Strikes Down Oakland's Predatory Lending Ordinance
February 1, 2005
Absent Actual Knowledge Of An Inconsistency, Banks May Rely On Account Number Specified On An Incoming Wire Transfer
December 15, 2004
Presentation Of Letter Of Credit Within Seven Days Not Necessarily "Reasonable"
October 29, 2004
First District Makes It Harder For A Prevailing Defendant To Get Attorney's Fees Under CLRA
June 28, 2004
12 Steps to Preparing Your Company for Its Banking Needs
May 11, 2004
OK To List Over-Limit Credit Card Charges Separately From "Finance Charges"
April 26, 2004
One-Year Statute Of Limitations Applies To Claims By Depositors For Payment Of Forged Checks
April 16, 2004
OK For Non-California Institution To Tape Telephone Calls With California Residents
April 9, 2004
Contractual Jury Waiver Clauses Ruled Unenforceable
February 12, 2004
Bank's Credit Card Solicitations Not Eligible for Anti-SLAPP Protection
December 3, 2003
Newsflash - "One-Year Limitation Under TILA (Usually) Starts Running When Loan Documents Are Signed
June 13, 2003
FCC Licenses and Insolvency
March 19, 1999