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Asset Based Lending


The Asset Based Lending practice of Sheppard Mullin is composed of attorneys who specialize in the documentation, negotiation and structuring of secured financial transactions.  We represent lenders, lessors, venture capital groups, investors and, at times, sellers, lessees and borrowers.  Our client base consists primarily of financial institutions such as domestic and foreign banks, commercial finance companies and insurance and leasing companies. 

Our major focus is on personal property secured transactions, including loans and leases, syndications/participations, chattel paper portfolio purchases and sales, consumer transactions, structured or financially engineered creditor facilities (whether secured or unsecured), interest rate and currency swaps and credit enhancements for taxable/tax exempt debt securities.  Because Sheppard Mullin is located throughout California, we are able to provide the flexibility to handle matters in the locale most convenient to the transaction.  We have also closed multistate transactions with a consistent level of efficiency and success.

With a focus on experience, organization and the effective use of technology, we are able consistently to provide not only superior legal counsel, but also greater service to our clients at a price and within the time limitations now expected and required in the marketplace.  It is our belief that the use of a select cadre of attorneys experienced in various aspects of financial transactions work, coupled with the matching of that experience with particular matters, is the best way to provide excellence at a competitive cost.  Each attorney in our Asset Based Lending practice has represented both lenders/lessors and borrowers/lessees and has a working knowledge of secured financing transactions both from a structuring and documentation standpoint.  We understand real property transactions, as well as the basic bankruptcy and litigation concepts and procedures as they pertain to these matters.

Many of the attorneys in our firm are recognized experts in commercial law.  Articles by Sheppard Mullin attorneys appear in prominent legal and business publications.  In addition, we regularly lecture on the various aspects of commercial law for the California Committee on Continuing Legal Education, the SMU School of Law Annual Institute on Commercial Lending, the Bank Lending Institute, the Practicing Law Institute and various sections of the American and California State and County Bar Associations.